• NYSE: ASB
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  • 11.47
    Stock Quote ($)
    • Change ($) (0.76)
    • Change (%) (6.21)
    • Market Value ($M) 1,792.11
    • Volume 667,750
    As of 04/03/2020 2:50 PM ET Minimum 20 minute delay.

Financial Highlights

Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Balance Sheet ($000)
Total Assets 32,386,478 33,615,122 30,443,626 29,139,315 27,711,835
Total Net Loans 22,771,348 22,781,670 20,604,655 19,896,865 18,564,994
Total Deposits 23,779,064 24,897,393 22,785,962 21,888,448 21,007,665
Equity Attributable to Parent Company 3,922,124 3,780,888 3,237,443 3,091,312 2,937,246
Total Equity 3,922,124 3,780,888 3,237,443 3,091,312 2,937,246
Profitability (%)
Net Income($000) 326,790 333,562 229,264 200,274 188,301
Net Income Attributable to Parent($000) 326,790 333,562 229,264 200,274 188,301
ROAA 0.99 1.01 0.78 0.70 0.70
Core ROAA 1.02 1.11 0.83 0.70 0.69
ROAE 8.44 9.03 7.23 6.63 6.50
ROATCE 13.47 14.28 10.85 10.03 9.97
Core ROAE 8.67 9.91 7.75 6.62 6.48
Net Interest Margin 2.86 2.97 2.82 2.80 2.84
Reported: Net Interest Margin 2.86 2.97 2.82 2.80 2.84
Efficiency Ratio 63.12 62.16 63.97 64.35 67.31
Noninterest Inc/ Operating Rev 30.97 29.02 30.95 32.69 32.20
Balance Sheet Ratios (%)
Loans/ Deposits 95.97 92.14 91.22 91.62 89.08
Securities/ Assets 17.91 20.91 21.55 21.09 22.79
Total Equity/ Total Assets 12.11 11.25 10.63 10.61 10.60
Tangible Equity/ Tangible Assets 8.54 7.83 7.62 7.47 7.30
Tang Common Equity/ Tang Assets 7.71 7.04 7.08 6.91 6.85
Asset Quality (%)
NPAs/ Assets 0.53 0.57 1 1.28 1.01
NPA Excl Restructured/ Assets 0.45 0.42 0.75 1.01 0.70
NPAs & 90+ PD/ Assets 0.54 0.58 1 1.29 1.02
NPAs/ Loans & REO 0.75 0.84 1.45 1.85 1.49
Nonaccrual & 90+ & OREO/ Assets 0.46 0.42 0.76 1.01 0.70
NPAs & 90+ PD/ Loans & REO 0.76 0.85 1.46 1.85 1.49
NPA & Loans 90+/ Tangible Common Equity + LLR 6.68 7.76 12.97 16.85 13.39
NCOs/ Avg Loans 0.24 0.13 0.19 0.33 0.16
Loan Loss Reserves/ Gross Loans 0.88 1.03 1.27 1.38 1.46
Reserves/ NPAs 117.40 123.23 87.69 74.65 97.89
Loan Loss Provision/ NCO 33.54 8.24 68.43 106.27 126.51
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 2,480,698 2,449,721 2,171,508 2,032,587 1,897,944
Tier 1 Capital($000) 2,736,776 2,705,939 2,331,245 2,191,798 2,016,861
Tier 2 Capital($000) 471,849 510,636 517,606 514,962 499,000
Total Capital($000) 3,208,625 3,216,575 2,848,851 2,706,760 2,515,861
Total Risk-weighted Assets($000) 24,296,382 23,842,542 21,504,495 21,340,951 19,929,963
Tier 1 Common Capital (CET1) Ratio(%) 10.21 10.27 10.10 9.52 9.52
Tier 1 Ratio(%) 11.26 11.35 10.84 10.27 10.12
Total Capital Ratio(%) 13.21 13.49 13.25 12.68 12.62
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 8.83 8.49 8.03 7.83 7.60
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 157,171,247 164,440,471 152,843,527 152,120,847 151,239,432
Avg Diluted Shares(actual) 161,932,000 169,732,000 153,647,000 149,961,000 150,603,000
Basic Book Value per Share 23.32 21.43 20.14 19.27 18.62
Book Value per Share, As Reported 23.32 21.43 20.13 19.27 18.62
Basic Tangible Book Value per Share 15.28 13.86 13.65 12.78 12.10
Tangible Book Value per Share, As Reported 15.28 13.86 13.65 12.78 12.10
Common Dividends Declared per Share 0.69 0.62 0.50 0.45 0.41
EPS after Extra 1.91 1.89 1.42 1.26 1.19
EPS after Extra Growth(%) 1.10 33.10 12.70 5.90 2.60
Core EPS 1.97 2.08 1.53 1.26 1.19
Core EPS Growth(%) (5.60) 36.20 21.40 6.20 1
Diluted EPS before Amortization 1.97 1.94 1.43 1.27 1.21
Pre-Provision Earnings per Share 1.97 2.01 1.48 1.46 1.25
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.